Teams should be aware that "Liability Insurance" for each team now forms part of the County Affiliation package and the payment is included in the affiliation fee.

This, in the past, has been the only reason that the league has had to insist on seeing that each team has an insurance cover.

As from 2008-2009, the league will not have to control this issue.

However, teams must be aware that the "liability insurance" referred to does not cover individual players within their team and they should seriously consider taking out a policy for the benefit of their squad. It would possibly be a realistic idea to take out a minimum cover from a firm such as Mann Broadbent, or Sportsguard, and then advise your players that they should take out their own additional cover should they feel it is fit to do.

If teams are taking out an insurance cover, they should ensure that the policy covers the possibility of playing mid-week, evening, matches. Whilst the league does try to ensure that teams play their matches on a Sunday, the weather can force the league to structure mid-week, evening, games should there be a fixtures backlog. More notes on these type of fixtures can be found in directive 182 "Mid Week Games" and teams should be aware that not having the correct insurance is not to be accepted by the league as a reason for not playing such a fixture. Any failure to play any given match at the time and date set by the league is treated as the team not fulfilling a fixture and makes the team liable for loss of points, place in a cup competition and standard fines that apply to this situation.

Teams should be able to see the importance of having the correct cover and the league advise all teams to give careful consideration to their Insurance requirements and take appropriate action.