As from season 2010-11, The Football Association, and rulings from Birmingham County FA, state that all teams must carry insurance that gives a minimum benefit of £25 per week from any specific policy. Birmingham County FA issued information pertaining to a block insurance offer from "Sportsguard" which the league urged teams to participate in.

If the teams took up the block offer, all that they need do is supply the insurance policy number to the League General Secretary, as soon as it is available or at least, prior to any league fixtures. Without correct insurance cover, teams will not be allowed to compete in the league.

If teams take out an alternative cover to the BCFA proposed "Sportsguard" insurance, they must supply a copy of the schedule to the League General Secretary, as soon as it is available or at least, prior to any league fixtures. This schedule must conform to the FA requirements, and have the required minimum £25 per week benefit.

If teams are taking out their own individual insurance cover, they should ensure that the policy covers the possibility of playing mid-week, evening, matches. Whilst the league does try to ensure that teams play their matches on a Sunday, the weather can force the league to structure mid-week, evening, games should there be a fixtures backlog. More notes on these type of fixtures can be found in directive 18 "Mid Week Games" and teams should be aware that not having the correct insurance is not to be accepted by the league as a reason for not playing such a fixture. Any failure to play any given match at the time and date set by the league is treated as the team not fulfilling a fixture and makes the team liable for loss of points, place in a cup competition and standard fines that apply to this situation.

Teams should be able to see the importance of having the correct cover and the league advise all teams to give careful consideration to their Insurance requirements and take appropriate action.